0.5% cashback cards
Issue unlimited virtual cards for your employees so you can manage each payment with total control, visibility, and insights.
Open a UAE business account, add a US account, issue cards, and keep clean records for your accountant.
Issue unlimited virtual cards for your employees so you can manage each payment with total control, visibility, and insights.
Never go over your budget with spend limits, per transaction limits, and merchant restrictions.
Issued for your UAE company through licensed partner infrastructure. Manage AED balances and statements from one workspace.
Statements and transaction history for bookkeeping, VAT, and monthly reporting. Xero export supported.
For eligible companies in DMCC, IFZA, ADGM, DIFC, Meydan, RAKEZ, DSO, and DIC. Full KYB, no in-branch visit.
Control who can view, request, approve, and execute. Without slowing down day-to-day operations. Every important action is tied to a user, a role, and a timestamp.
Passkeys
Passwordless sign-in with WebAuthn
2FA
Additional verification for sensitive actions
Role-based access
Permissions for view / request / approve / execute
| HEVN | Other banks | |
|---|---|---|
| Currency exchange fee | 0% for USD<>AED | ~1%–3%+ |
| Setup fee | 360 AED | Via advisors/intermediaries may be AED 4,500–8,000+ |
| Monthly fee | 40 AED / mo | 120+ AED / month |
| Top-up fee | 0% | 0% |
| Time to open | < 7 days | 2–6 months |
| Open remotely | Yes | Often partial |
| Account type | Virtual account | Often branch only |
| Minimum balance | 0 AED | 100,000 AED+ |
Seamless international settlements in seconds using our global rail network.